Dr. Smith and teams' primary mission is to deliver the finest and most comprehensive periodontal services available today. We want your dental care experience to be as seamless as possible. To best assist you with the investment in your dental health, we have outlined our payment options.
Our office will assist you in submitting dental insurance claims to dental insurance plans and companies. We currently participate with PPO's from Aetna, Cigna, MetLife, Guardian, and Delta Dental. We no longer participate in discount programs. If you believe the treatment or diagnosis should be billed to any other (medical) insurance, we will provide you with copies of the dental insurance forms that you can submit to the insurance of your choice. The insurance reimbursement if applicable is based on a contract between you and/or your employer and your insurance carrier.
Due to constantly changing insurance regulations, benefits and deductibles, we are only able to approximate your insurance balance. If your insurance pays more than expected, you will be credited with the difference. If your insurance company pays less than expected, you will be charged the difference these fees are expected to be paid in full within 60 days. If payment is not received within 60 days a 1.5% finance charge (18% annually) will be added to any balance.
Insured Payment Options:
20% of the services rendered to be paid at the time appointment is scheduled.
If predetermination has been received by our office, your patient portion will be due in full.
Uninsured Payment Options: These options only apply if you do not have dental insurance.
Option 1: 50/50 split 50% down when scheduling and 50% at the time of service (cash, credit, debit, check). We accept MasterCard, Visa, Discover, and American Express.
*5% off for seniors only (cash, credit. debit, check)
Option 2: Outside financing, for those who would prefer an extended payment plan.
Care-Credit Is a credit card specific for any health care treatment. This plan may be used like any other credit card to pay for treatment and or services in our office.
To utilize this option, your total due must be over $1000.00 and can choose from 24, 36 or 48 months (@ 14.90% current APR until paid in full).
Cancellation Policy: Our office requires two business days or 48 hours' notice for any changes in scheduling. For appointments changed or canceled under 48 hours' or for no shows, a fee will be accessed in the amount of $100 per hour for any surgical or doctor appointments, or a $75 flat fee for period-maintenance appointments.
If you have questions regarding your dental insurance or payment policy or procedures, please do not hesitate to ask our staff. They are well informed and up-to-date.